Investments in existing businesses
from Moldova
Companies with customers, revenue and a proven business model. Check the numbers, assess the risk, invest from 50 €.
CNPF authorised
National Commission for Financial Markets
Businesses with a track record
Companies with proven activity
Verifiable results
Public financial reports
From 50 €
Minimum investment
Investments in Moldovan companies that already have revenue, customers and a team — not unproven startups. Proven model, transparent funding, CNPF-authorised framework.
Proven business model
companies with real activity and customers
Existing revenue
confirmed turnover, not projections
Fiduciary escrow account
funds go through a separate bank account
Clear funding purpose
expansion, equipment, working capital
Financial reports
audited statements, available on the platform
CNPF authorised
regulated by Moldova's financial market
Every company on the platform comes with information you analyse yourself. Due diligence starts here — you invest on numbers, not on trust.
01
Financial history
Revenue, operating profit, debt — over recent years. You check whether the business generates cash or consumes capital.
02
Funding purpose
Geographic expansion, new equipment, seasonal working capital. You understand why the company needs money right now.
03
Guarantees
What secures repayment: assets, mortgages, personal guarantees, contracted cash flow. You assess real coverage.
04
Risks
What can go wrong: dependence on one client, seasonality, competition, adverse scenarios. Each project describes risks explicitly.
01
Retail networks — stores, franchises, HoReCa
02
Service companies — IT, logistics, consulting
03
Production — agriculture, manufacturing, food
04
Commercial real estate — offices, retail spaces
Four steps — from account to your first return. Fully online.
01
Balkanika account
Registration and online KYC
02
Choose the company
History, figures, terms — transparent
03
Invest from 50 €
Via bank fiduciary account
04
Get paid
Interest or dividends, on schedule
What backs your investment
Every company goes through the same verification filter
✓
Verified financial statements
Revenue, profit, debt — recent years, not projections
✓
Clear funding purpose
Expansion, equipment, working capital — documented
✓
Guarantees described explicitly
Assets, mortgages, personal guarantees or contracted cash flow
✓
Fiduciary escrow bank account
Investor funds are separated from platform accounts
✓
Transparent risk note
What can go wrong — described before you invest
CNPF
Authorised platform
National Commission for Financial Markets, Moldova
Verification does not eliminate risk. Informative — not investment advice.
Honest about risks
Investing in existing businesses is not a guaranteed deposit. A company may record losses, delay payments or, in extreme cases, cause partial capital loss. Each project has financial statements, a risk note and guarantees described transparently. Investor funds go through a fiduciary bank (escrow) account. Only invest amounts you can afford to lock for the project term.
You invest capital in a company that already has activity, customers and revenue — not in an unproven startup. The company uses the funding for expansion, equipment or working capital, and you receive interest or dividends per the contract.
From €50 per project. You can start with a small amount, track the company's performance, then grow your portfolio.
Financial history, revenue, profit, debt, funding purpose, guarantees offered and identified risks. All are available on the project page before you invest.
A separate account where investor funds stay until they are released to the company after conditions are met. They are not mixed with the platform's or the beneficiary's operating accounts.
Depending on the project: periodic interest + capital at term, or profit participation. The payment schedule is visible before you invest.
Business risk: the company may underperform, delay payments or, in rare cases, enter insolvency. Each project has a risk note, financial statements and described guarantees. Diversify and only invest amounts you can afford to lock.
This page is for information purposes and does not constitute investment advice. Any investment involves risks, including loss of capital. Updated 2026.
